Choose Your CardMake your purchases more secured and convenient with an American First Credit card. We offer card options that allow you to make secured transitions and earn uChoose Rewards® while making everyday purchases. Show
Choose a credit card with a great rate, no annual, cash advance, or balance transfer fees, and allows you to earn rewards points as you make purchases. If you are building your credit or repairing damaged credit, choose our secured credit card. Credit Card RatesAs of 10/27/2022CD Rates
*APR (Annual Percentage Rate) subject to change with the market based on the Prime Rate. Rate shown includes 0.50% discount for automatic payments from an American First account. If the automatic payment option is canceled during the life of the loan, the rate(s) on the entire outstanding and future balance(s) may subsequently increase by 0.50%. A one time $5 lifetime membership may apply. Additional terms and certain restrictions may apply; contact us for more information. Most Popular Platinum Plus Visa® RewardsPlatinum Pro Visa® Apply Learn MoreCredit BuilderSecured Visa® Apply Learn MoreAll cards come with Fewer annual feesMost of our cards come with absolutely no annual fees. Our Rewards Card has a low fee of just $25. Free balance transfersManaging a card should be easy-breezy. Free balance transfers help you stay on top of your payments. No cash advance feeWhy pay more fees? Our cards enhance your lifestyle instead of tying you down. 25 Day Grace Period on purchasesWith AmFirst, you’ll pay less interest overall thanks to our generous grace period. Skip to main content Main Content VISA® DEBIT CARDSA quick & secure way to payChecking at America First is not complete without a Visa debit card. Purchases come directly from your account, without a revolving line of credit. You’ll gain unparalleled convenience and this debit card is accepted by merchants worldwide. Plus, you can be assured the superior service of America First & Visa will be there with every dip, swipe, or tap. Customize your cardUse Picture Perfect® to design what your debit card looks like. With this free service, you can upload pictures of your family, friends, pets, or your own artwork, and showcase your personality whenever you make a purchase.
Debit Card FAQsUse online banking, call 1-800-562-1337, or dial 843-871-5095 from international locations. Yes! Our Visa cards are accepted all over the world. To ensure top security, please complete a Visa Traveling form via online banking before your trip. You can use online banking. Log in, click on the transaction amount, and select Dispute this Transaction. You can also call 1-800-999-3961 or visit a branch. Contacting the merchant is another option. Card Guard lets you quickly & easily turn off your Visa until you find it. If your card is lost or stolen, contact us immediately through online banking or call 1-800-999-3961. Checking All the BoxesAmerica First has multiple checking options for managing day-to-day expenses. Does America First have a spending limit?You can design and personalize it with Picture Perfect, and you'll gain additional benefits, such as auto rental insurance and travel accident insurance. The Classic Card comes with a spending limit up to $5,000, so choose the one that best meets your needs.
Can I check my credit score on America First?FICO® Scores - With checking and America First loans, you can check your score, at any time through free online banking.
What is the limit on a classic credit card?The Classic Credit Card is adaptable – you'll get a credit limit up to two times your salary with subsequent increases based on your credit card use.
How do I get a new Afcu card?If your card is lost or stolen, contact us immediately through online banking or call 1-800-999-3961.
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