Choose Your Card
Make your purchases more secured and convenient with an American First Credit card. We offer card options that allow you to make secured transitions and earn uChoose Rewards® while making everyday purchases.
Choose a credit card with a great rate, no annual, cash advance, or balance transfer fees, and allows you to earn rewards points as you make purchases.
If you are building your credit or repairing damaged credit, choose our secured credit card.
Credit Card Rates
As of 10/27/2022CD Rates
AFCU Credit Card with uChoose Rewards | 11.45% |
Secured Credit Card with uChoose Rewards | 20.45% |
*APR (Annual Percentage Rate) subject to change with the market based on the Prime Rate. Rate shown includes 0.50% discount for automatic payments from an American First account. If the automatic payment option is canceled during the life of the loan, the rate(s) on the entire outstanding and future balance(s) may subsequently increase by 0.50%. A one time $5 lifetime membership may apply. Additional terms and certain restrictions may apply; contact us for more information.
Most Popular Platinum Plus Visa® Platinum Pro Visa® Secured Visa®Cash Back
Rewards
Credit Builder
All cards come with
Fewer annual fees
Most of our cards come with absolutely no annual fees. Our Rewards Card has a low fee of just $25.
Free balance transfers
Managing a card should be easy-breezy. Free balance transfers help you stay on top of your payments.
No cash advance fee
Why pay more fees? Our cards enhance your lifestyle instead of tying you down.
25 Day Grace Period on purchases
With AmFirst, you’ll pay less interest overall thanks to our generous grace period.
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VISA® DEBIT CARDS
A quick & secure way to pay
Checking at America First is not complete without a Visa debit card. Purchases come directly from your account, without a revolving line of credit. You’ll gain unparalleled convenience and this debit card is accepted by merchants worldwide. Plus, you can be assured the superior service of America First & Visa will be there with every dip, swipe, or tap.
Customize your card
Use Picture Perfect® to design what your debit card looks like. With this free service, you can upload pictures of your family, friends, pets, or your own artwork, and showcase your personality whenever you make a purchase.
Debit Card FAQs
Use online banking, call 1-800-562-1337, or dial 843-871-5095 from international locations.
Yes! Our Visa cards are accepted all over the world. To ensure top security, please complete a Visa Traveling form via online banking before your trip.
You can use online banking. Log in, click on the transaction amount, and select Dispute this Transaction. You can also call 1-800-999-3961 or visit a branch. Contacting the merchant is another option.
Card Guard lets you quickly & easily turn off your Visa until you find it. If your card is lost or stolen, contact us immediately through online banking or call 1-800-999-3961.
Checking All the Boxes
America First has multiple checking options for managing day-to-day expenses.