Buy here pay here lots near me no credit check

The biggest difference between car leasing and renting to own cars is that at the end of the rent to own contract you will own the car. Rent to own auto financing is sometimes called lease to own. Despite using the word "lease" to describe the arrangement, it's very different from new car leasing. Here are a few of the major differences between rent to own cars and leasing used cars:

Ownership at the End of the Contract

With a rent to own program, you agree to make payments for a fixed term and then own the car outright at the end. The only difference from a traditional auto loan is that the dealership holds the vehicle's title until you pay off the loan, after which they'll transfer it to you to complete the terms of the financing contract. With a conventional lease, you don't own the car at the end of the term, though you do have the option to purchase the vehicle at lease end for a fixed price.


Rent to Own Cars with No Credit Check

You typically have to have good to great credit to qualify for a lease, that's not the same for rent to own cars. Rent to own cars with no credit check are available and are designed for bad credit car buyers. Rent to own car dealerships near you typically finance in house, meaning they base an approval on your income instead of your credit score.


Rent to Own Vehicles

Conventional leasing is typically for new vehicles, while rent to own cars are generally used. If you finance through a rent to own auto dealership, you'll have to choose from the vehicles on the dealer's lot that you qualify for.

Your browser does not support HTML5 video.

Find out how much you're approved for without pulling any credit! Start Here!

Buy here pay here lots near me no credit check

Call 863-285-3273 NowTo Get All The Details About Our Amazing No Credit Finance Program!

Welcome to OKCarz!

Are you looking for a high-quality, affordable used car? Do you have credit challenges? Whether you’re a first-time buyer or are looking to rebuild your credit, the incredible OKCarz No Credit Finance Program may be the perfect solution for you!

Regardless of your history, your credit is OK with us!
• Bankruptcy • Foreclosure • Repossessions • Bad credit • Slow Credit • No Credit
It’s OK!

With our Buy Here Pay Here financing, not only can you purchase a vehicle from one of our 8 Central Florida Dealerships, but all your financing is handled through our very-own, government-regulated finance company; Mid-Florida Financing!

Unlike average Buy Here Pay Here lots that only care about selling as many cars as possible, our primary focus at OKCarz is helping our customers get on the road and build or rebuild their credit!

Take your pick of dealerships in Bradenton, Brandon, Lakeland, St. Petersburg, North Florida Ave in Tampa, North Dale Mabry in Tampa, South Semoran Blvd. in Orlando or West Colonial Dr. in Orlando, and our team will bend over backward to make your dreams reality!

Welcome to OKCarz!

Reviews

I went to the store to buy my son a car for his senior year. I met Bobbi Snipes the general manager of the store as I parked our car he offered to get q salesperson for me. Bernard came up and I have never had such good service when buying a car. They are very professional and dedicated to making sure the customer gets the best deal

I went into okcarz on Wednesday November 23rd to trade in my 2010 Jeep Compass because I needed something with a third row or a minivan. My jeep just wasn't big enough anymore with having 3 kids and a large husband lol. Okcarz did everything they could to get me into something but couldn't without a co signer. I ended up getting a co signer and left with a beautiful minivan on Friday November 25th. They went over and above for me and my family and for that I will forever be grateful! Thank you okcarz for all your hard work!!

I PURCHASED A CAR FROM OK CARZ IN BRANDON. MY SALES PERSON (CC) WAS VERY PERSONALBLE AND FRIENDLY. SHE WAS REFRESHINGLY HONEST AND CARED ABOUT MY FINANCIAL NEEDS AND WANTS. I RECOMMEND BUYING FROM OK CARZ AND I AM COMPLETELY SATISFIED WITH MY PURCHASE AND CC MADE THE STRESSFUL PROCESS OF BUYING A CAR A POSITIVE AND EXCELLENT EXPERIENCE.

"Hi there, it’s me Hazely!! In just a few minutes I can explain how OKCarz is able to finance more Florida residents than any other company out there! Click on the video and have all your questions answered!".

Can I get car finance without a credit check?

Yes. Lenders are not legally obliged to check your Credit Score before offering you Car Finance, though it's a widely accepted practice to do so. Specialist lenders can offer Car Finance without a Credit Check but may charge higher fees, which will increase the cost of the Finance over time.

What credit score is needed to buy a car with no money down?

What Credit Score Do I Need to Buy a Car? Generally speaking, banks require a minimum credit score of 600 to give an auto loan without any down payment. However, you CAN buy a car with a score of 400 or a score of 850.

How can I get my car without a paystub?

If you are a home owner, take a copy of your home payments, and at least two bank statements. If you have no absolute proof of income by pay stubs, you can often get a letter from your HR department or your employer on a company letterhead.

Is OkCarz a buy here pay here?

OkCarz is a Buy Here Pay Here dealership. We offer the financing options needed to get you behind the wheel at a rate you can afford. We work with our OWN Mid Florida Financing rather than third party lenders to keep it as simple as possible. Buying a car through us will help you build your credit.