General liability and workers comp insurance for small business

Run your business with confidence. Get a free, no obligation quote from Automatic Data Processing Insurance Agency, Inc.

The answer is simple:

• Most states require businesses with one or more employees to have workers’ compensation insurance; only a few states don’t require it
• States that require workers' comp typically impose significant penalties for companies that don’t comply
• Coverage is necessary regardless of fault; injured workers are typically eligible for workers’ compensation, even if their injuries resulted from their own negligence
• Health or medical insurance doesn’t substitute for workers’ comp; employees are only covered for on-the-job injuries or job-related illnesses

Learn more about what workers’ compensation insurance is, and why you need it, from our affiliate agency, ADPIA.

Working with ADPIA licensed insurance professionals, you'll receive knowledgeable and supportive guidance — from choosing the right coverage and carrier to helping you keep on top of requirements and regulatory changes.

The licensed insurance professionals of ADPIA are the best at what they do. They’ve worked with more than 170,000 businesses of all sizes to help them choose the right coverage.

To receive a quote for workers’ compensation coverage from one or more leading national and regional carriers, contact ADPIA.

Manage insurance online, on your terms. Whether you need competitive proposals from multiple carriers, advice from a licensed agent, detailed reports or more, you can receive the full value of integrating payroll with select insurance policies when you partner with ADPIA.

Reach out to ADPIA for details.

With a workers’ compensation policy brokered through Automatic Data Processing Insurance Agency, Inc., paired with ADP’s Pay-by-Pay® Premium Payment Program, you can now manage your workers’ compensation policy directly from your ADP payroll system.4

See what others say about working with ADPIA

I’m confident the workers’ compensation insurance for my clients is being handled correctly the first time, every time. I trust ADPIA to be on top of things and get them done quickly.

Sharrin Fuller, CEO
A Simple Office Solution

See all testimonials

1 Automatic Data Processing Insurance Agency, Inc. (ADPIA) is an affiliate of ADP, Inc. All insurance products will be offered and sold only through Automatic Data Processing Insurance Agency, Inc., its licensed agents or its licensed insurance partners; 1 ADP Blvd., Roseland, NJ 07068. CA license #0D04044. Licensed in 50 states. Certain services may not be available in all states.

2 State fees and mandatory state assessments may still apply.

3 While premium deposits may be eliminated by most carriers, mandatory state assessment fees may be required in some states.

4 Requires latest version of RUN and/or Workforce Now