How do i pay off my t mobile phone

AutoPay is a free service that automatically deducts payments from your credit card or checking account to pay your T-Mobile bill. You may also get monthly bill credits for up to eight lines on a qualifying plan when AutoPay is active for your entire billing cycle. 

Prepaid customers

Eligibility

  • To be eligible each month, you must meet the following requirements:
    • Be on Magenta, T-Mobile Essentials, ONE Plan, or another tax inclusive plan (such as LineLink and Mobile Internet for hotspots).
    • Be active on AutoPay at the time of bill processing.
    • Have paid the prior month's bill by its due date.
    • Cards with statements mailed to foreign addresses can’t be used for AutoPay.
  • AutoPay isn't available for No Credit Check plans.

Payment schedule

  • Payments are withdrawn approximately two to three days before your bill due date. 
  • There is no processing delay after you set up AutoPay. For example, a bill due the day after AutoPay is set up could process.

Unprocessed payments

  • You'll be notified by text message if AutoPay is rejected or you have an unprocessed payment.
  • Unprocessed payments are automatically reprocessed in five banking days.

AutoPay and payment arrangements

  • Setting up a payment arrangement automatically cancels AutoPay and any monthly AutoPay bill credits.
  • Once your payment arrangement is fulfilled, you can set up AutoPay again.

Cancel AutoPay

Canceling your account doesn't automatically cancel AutoPay; you must cancel AutoPay separately.

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4 replies

  • Pillar
  • 3104 replies
  • 1 year ago

    21 September 2021

Finances are a term that sort of guarantee your service.  Pay it off over 24 months, then T-Mobile gets that 2 years of service out of you.  If you terminate or pay it off early, then those credits for the higher trade-in value stop towards the device you are purchasing.

Syaoran - I am not a T-Mobile Employee but I could use a new job!

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How do i pay off my t mobile phone

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  • First activity
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  • 1 year ago

    22 September 2021

Okay, so I called T-Mobile this evening and got the lowdown on payments and early payoff.

If you buy one of the new phones and want to pay it off early, you can, however you need to wait at least two billing cycles for the first credit to show up. Once that hits your account you can pay off your phone and the monthly credits will continue. The T-Mobile rep actually sent me an email following our discussion with her name and badge number and assured me that this is the way the plan works. 

Now, with that being said, she did state that my phone will still remain locked for t24 months and can be unlocked after that. I’m fine with that as the other two options are Verizon and AT&T. Verizon was very expensive and AT&T has the absolute worst customer service I have ever dealt with. 

For the years I have been with T-Mobile, they have treated me right and have answered any concerns I’ve had.

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  • Speaker
  • 26 replies
  • 1 year ago

    22 September 2021

Okay, so I called T-Mobile this evening and got the lowdown on payments and early payoff.

If you buy one of the new phones and want to pay it off early, you can, however you need to wait at least two billing cycles for the first credit to show up. Once that hits your account you can pay off your phone and the monthly credits will continue. 

Now, with that being said, she did state that my phone will still remain locked for t24 months and can be unlocked after that.

That’s interesting and different from Verizon, where once you pay off the device, any credits you receive stop.   On the other hand, once you pay off the device early, you only need to wait 60 days for unlocking

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  • First activity
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  • 1 year ago

    22 September 2021

I have a question ? So I am trading in my iphone 11 pro and getting 13 pro. They are giving 1000$ for 30month contract. I am currently on Magenta Amplified Plan , but the contract said I should be on Magenta MAX. I am wondering if I have to upgrade the plan to receive credits everymonth. CAN someone explain me how this thing works ? 

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Can you pay off phone early T

Will T-Mobile pay off my phone if I switch? There has never been a better time to let us buy out your phone or device contract. We'll reimburse your remaining device balance and early termination fees, up to $650 per line—on up to 5 lines—via trade-in credit and virtual prepaid card.

Can I pay off my T

Consumer/postpaid and business accounts with up to 20 lines Pay online from your T-Mobile account. See your bill and payment options or view and download past bills. Make a one-time device payment device payment on your Equipment Installment Plan.

Can you pay off financed phone early?

Installments can be paid off at any time. You can pay one or multiple installment payments in advance or pay off all of the installments.

How do I make a payment on my T

You can pay your bill online, or by phone at 1-877-453-1304.