How to become a workers compensation claims adjuster

Workers' Comp Claims Examiners

Workers' compensation claim examiners ensure that claims adjusters and claimants have followed proper protocols when submitting employees' compensation claims. Based on their findings, they decide whether an employee should be compensated and, if so, how much he or she should receive. Workers' compensation claims examiners typically work for health or life insurance companies. Weekend and evening work hours might be required.

Degree Level High school diploma or its equivalent; associate's or bachelor's degree is often preferred
Degree Field General education, writing, mathematics
Certification Some states require certification and optional certification is available
Key Skills Analytical, communication, interpersonal, and math skills
Salary $65,900 (Median annual salary for claims adjusters, examiners, and investigators as of May 2018)

Source: U.S. Bureau of Labor Statistics

Earn an Undergraduate Degree

While there is no formal education requirement for becoming a workers' comp claims examiner, many employers look favorably upon applicants with an associate or bachelor's degree. General education requirements for most college degree programs, which include courses in writing, communication, mathematics, and critical thinking, can provide students with many of the skills needed to become a workers' compensation claims examiner.

Obtain Voluntary Certification

The Associate in Claims (AIC) is a designation recognized by many employers in the insurance field. Educational programs leading to the AIC are offered by various organizations, as well as some colleges and universities. Courses also are offered online through the American Institute for Chartered Property Casualty Underwriters. AIC programs consist of a series of courses covering policy and claims handling practices and principles. The AIC designation is awarded after the student passes an exam.

Gain Work Experience

Companies hire people with a variety of work backgrounds for claims examiner positions. Experience in the legal field, such as paralegal or law enforcement work, can be helpful. Entry-level examiners usually start out working on small insurance claims under the supervision of a senior claims examiner. As they become more experienced, they are given more complex assignments.

Research State Licensure

Licensure requirements vary from state to state. For example, in Oregon, all workers' compensation claims examiners employed by businesses, insurers, and third-party administrators must pass a certification examination. In some states can substitute a voluntary professional designation for passage of a licensing exam; other states allow employees to work under a company license.

Continue Your Education

Adjusters and examiners need to keep up with new state and federal workers' compensation laws. Continuing education courses can be found through state websites and public and private schools. Some employers, such as insurance companies, also offer continuing education units with more and more courses being offered online.

In summary, an aspiring workers' comp claims examiner might benefit from an undergraduate degree program and voluntary certification. Licensure requirements for this profession vary by state.

INCLUDED WITH YOUR COURSE:

  • Immediate 24/7 online access (via email address and password) to the Virtual Classroom (audio/video course), hundreds of interactive and multiple-choice questions, and both timed and untimed practice exams to prepare you to pass your state licensing exam on your first attempt! Your course logon information is sent to your email address immediately following the purchase of the course. The course is 100% online, no printed materials are shipped. Why No Printed Book? 

    CLICK HERE to TEST DRIVE A SAMPLE of the Virtual Classroom!

    CLICK HERE to TEST DRIVE A SAMPLE of the Practice Exam Simulators 

COURSE COMPONENTS:

  • Audio/video presentation covering all topics on your state exam content outline. This course takes the average student 20 hours to complete however, it must be finished within six months from the date of purchase. Most course vendors permit 60 to 90 days to complete the course, we provide six months for the same price, therefore no free extensions are provided if the course is not completed in six months. The course will play on a computer with an up-to-date browser, iPad, and iPhone. It will play on other types of phones as well, but we do not guarantee other devices;
  • Interactive quizzes after every 10 to 20 minutes of instruction, allowing you to master small sections of the material before moving onto the next section. This course provides more adjuster license exam practice questions than any other course on the market;
  • Printable “Quick Notes Study Guide” for every course module, allowing you to personally engage yourself by completing notes from the course to review and reinforce the information away from the computer;
  • Real-time updates as state legislatures make changes to insurance laws and state exam vendors make changes to the licensing exams. With each new change, the state licensing exams are becoming increasingly based on “state-specific” laws and regulations and eliminating more of the “generic” information that most courses cover;
  • Untimed practice exams covering all topics on the state exam content outlines. Exam questions provide the correct/incorrect answers and explanations of the correct answers for your review. These practice exams can be accessed after all course modules and quizzes in the Virtual Classroom are complete;
  • Timed practice exams to allow students to simulate the state exam testing environment. The time provided “per question” matches the amount of time provided on your state exam. These practice exams can be accessed after all course modules and quizzes in the Virtual Classroom are complete;
  • Timed course final exam so you can determine if you are ready to take AND PASS your state licensing exam. Scoring 80% or better on this exam also activates our course guarantee. This exam is accessible after the student has scored 70% or better on four practice exams (2 untimed and 2 timed; or all 4 timed);
  • PASS GUARANTEE! If you complete the course as prescribed within six-months or sooner, we will guarantee that you pass the state exam on the first attempt, or we will provide unlimited access to additional study materials, course instructors, and one-on-one assistance until you pass! CLICK HERE to view the terms of our guarantee!

HOW THE COURSE WORKS/ WHY THIS COURSE IS UNIQUE:

  • Receiving a license is the first step in your career! We know exactly how to help you achieve your goal of becoming licensed by presenting all of the topics covered on the state exam outline in a clear, easy-to-understand format. For a list of the topics covered in this course, CLICK HERE!
  • Our course helps you stay focused, step-by-step, with each topic building on the next, so you can’t get lost in the information. This allows you to finish the course well before the six-month expiration date of your course. How does this work?
  • The course is broken into 10- to 20-minute “chunks” of information. This allows very busy students to work continuously through the course, by setting aside just a few minutes a day. This method also utilizes the proven learning technique of “chunking”. How can I benefit from this technique?
  • Our course engages your dominant and auxiliary learning styles, to make sure you don’t simply “complete” a course, but you retain the information you need to pass the state exam. The course is taught for adult learners, many of whom haven’t taken a course or an exam in many years. How can I find out my learning style and how this course will meet my learning needs? CLICK HERE!
  • It is extremely rare that a student will not pass the state exam, if they complete the course using the “follow the bread crumb” approach that we prescribe. However, if you follow our study plan, you WILL pass the state exam on your first attempt, or we will provide unlimited access to additional study materials, course instructors, and one-on-one assistance until you pass. Every year, more states are passing regulations that limit the number of times a student can fail the state exam and still be permitted to re-take it. This makes “passing on the first attempt” even more important. CLICK HERE to find out how this guarantee works?
  • Each course is registered to a single student by name and email address and priced for the use of ONE STUDENT. Multiple students logging into a single account is a violation of our terms of use. Those people purchasing one course but providing the logon information to more than one student will have their account suspended and no refund will be given. Managers and licensing coordinators can logon under their own account and make purchases for multiple students by following these instructions: CLICK HERE for instructions on ordering for multiple students. 

HOW DO I OBTAIN MY LICENSE AFTER TAKING THIS COURSE:

  • The state exam vendor for Texas is PearsonVUE.
  • The PearsonVUE state licensing exam contains 60 questions. The permitted time limit 60 minutes (one hour). This means you will have an average of 1 minute to answer each question.
  • There is no prelicensing requirement for this exam. This means that students who wish to take the Texas Workers Compensation Adjuster exam do not need to pass a course to earn a course completion certificate.

ABOUT OUR COMPANY…

  • Insurance Schools, Inc. has been providing quality insurance education in all 50 states for more than 30 years. Our course instructors and curriculum writers hold many insurance designations such as the AIC, CPCU, CLU, and ChFC. Additionally, our staff attorneys assist in writing the insurance law portions of the course.
  • We provide corporate license training for most of the major insurance carriers in the United States with exceptional results. We understand the challenges in teaching large amounts of material in a short time, and we meet that challenge!
  • Insurance Schools, Inc. has maintained an A+ rating with the Better Business Bureau for many years and we have many, many positive reviews on Google and other review websites.
  • We are singularly focused on providing courses that assist you in passing the very challenging state licensing exam on the first attempt. We do not offer courses on claims estimating software, insurance sales, or any topic that isn’t necessary for you to understand until AFTER you hold a license. Our laser focus on the licensing exam is how we have achieved one of the highest passing rates in the industry!
  • At Insurance Schools, Inc., we stand behind our courses and teaching methods and provide customer service that is second to none! We provide support and answer your questions 7 days a week, 365 days a year via our online ticket system. CLICK HERE TO VISIT OUR TICKET SYSTEM.

TO ORDER THIS COURSE, CHECK ONE OF THE BOXES BELOW TO TELL US IF YOU ARE ORDERING FOR YOURSELF OR FOR SOMEONE ELSE, THEN CLICK "ADD TO CART".

What is a Wcca certificate?

Earning the WCCA Certificate. Recommended for California workers compensation claims professionals, including those employed by insurance companies, third-party administrators and self-insured employers, WCCA provides the knowledge and skills you need to successfully handle California workers compensation claims.

Is a claims adjuster job stressful?

Is claims adjuster a stressful job? Claims adjuster job is very stressful as it comes with lots of highly demanding activities. However, when you put in the hard work and dedication, the rewards far outweigh all the tough demands of the job.

Is it easy being a claims adjuster?

Some people say being a claims adjuster is the toughest job in the insurance industry. It's easy to see why. Dealing with people who have suffered some kind of loss is not easy.

Is there a demand for insurance claims adjusters?

Demand for Insurance Adjusters, Examiners, and Investigators is expected to go up, with an expected 24,340 new jobs filled by 2029. This represents an annual increase of 0.94 percent over the next few years. ... Also known as:.