How to send money to another wells fargo account holder

Q: Can I transfer money to someone elses account?

If you want to transfer money to someone elses bank account, theres a wide range of methods that you can use. Some traditional payment methods require the recipients full name, account number, and routing number, while alternative options only require an email address.

There are numerous options for sending money, such as checks, mobile apps, and electronic transfers, for different types of needs. When speed and simplicity are top priorities for a money transfer, wire transfers may be a good option.

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When would I use a wire transfer?
Where can I send a wire transfer?
What else should I know about wire transfers?
Empower yourself with financial knowledge
Zelle® is fast, safe, and convenient
All you need to send money is an enrolled email address or U.S. mobile phone number and enrollment with Zelle® through Wells Fargo Online®.
Send money to people you know and trust
Money in minutes sent or received with Zelle®
You already have access to Zelle®
Recipient is not a Wells Fargo customer? No problem.
Give to the American Red Cross
Need help or have questions? We've got you covered.
Not sure if Zelle® is right for your payment? Learn about other money transfer options
Granddaughter's birthday tomorrow?
Organize a night out with friends
Can I send money to someone through Wells Fargo?
Can I transfer money to someone else's account?
Can you transfer money from one bank to another person's bank?

A wire transfer is a method of transmitting money electronically between people or businesses in which no physical money is exchanged. The sender is the one who provides all the instructions for the transfer, which may include the recipient’s name, bank, account number, amount, and sometimes a pickup location. The wire transfer can be facilitated by a bank (sometimes referred to as a “bank wire”) or by a nonbank money transfer provider.

When would I use a wire transfer?

Wire transfers are common for both domestic use in the U.S. and international use. They are popular for international transfers because they are easy to exchange to a foreign currency, if needed.

They are also a good option if:

You need to complete a transfer urgently. Most domestic transfers are processed on the same day, and international transfers are typically completed within a few days (depends on country).
You need to move large amounts of money. Though limits vary based on the money transfer provider, they tend to be high. For this reason, wire transfers are often used to pay invoices, to send funds among family, or for real estate transactions.

Where can I send a wire transfer?

Though you can send wire transfers to both domestic and international recipients, fees vary according to provider, destination, and the dollar amount transferred.

The information you need to supply varies depending on whether you are using a bank provider or a nonbank provider:

When sending a domestic bank wire, you will need to provide the recipient’s name, address, bank account number, and ABA number (routing number).
When sending an international bank wire, you will need to provide the recipient’s name, address, banks SWIFT BIC, and bank account number, plus the International Payments System Routing Code, for certain countries (you will be prompted for this).
For a transfer made via a nonbank provider, a bank account number may not be necessary, but the provider will need the recipient’s name and the pickup location.

These methods are similar in terms of security.

What else should I know about wire transfers?

Take care to determine that a wire transfer is valid and appropriate as wires are final and cannot be canceled once the transfer is initiated.
Familiarize yourself with the fees that apply to your wire transfer before initiating a transaction as the amounts vary depending on the provider, destination, mode of sending money, and amount of money being transferred. If you are sending a wire in foreign currency, you should also pay attention to the amount of the exchange rate as the amount of the exchange rate can vary among providers.

When you practice due diligence with regards to security, wire transfers can be an easy, convenient way to transmit money. Learn more about wire transfers.

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Zelle® is fast, safe, and convenient

All you need to send money is an enrolled email address or U.S. mobile phone number and enrollment with Zelle® through Wells Fargo Online®.

Send money to people you know and trust

Whether it's across the hall or across the country, you can safely send and receive money with friends, family, and others with a U.S. bank account.

Money in minutes sent or received with Zelle®

Give yourself peace of mind knowing that your money is delivered within minutes.

You already have access to Zelle®

If you use Wells Fargo Online or the Wells Fargo Mobile app then Zelle® is at your fingertips.

Recipient is not a Wells Fargo customer? No problem.

You don't need to be a Wells Fargo customer to send or receive Zelle® payments. Your contact just needs to be enrolled with Zelle® through their bank or the Zelle® app.

Give to the American Red Cross

Help with urgent humanitarian needs throughout the country. Find out how to donate with Zelle®.

Need help or have questions? We've got you covered.

Not sure if Zelle® is right for your payment? Learn about other money transfer options

Granddaughter's birthday tomorrow?

Send money to let her pick out what she really wants.

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Organize a night out with friends

Receive money for booking the limo and tickets.

Read the Zelle® FAQs

Can I send money to someone through Wells Fargo?

With Wells Fargo Online Wires, you can send money to both personal and business accounts in the U.S. and 200+ countries. ¹ Additional fees may apply.

Can I transfer money to someone else's account?

If you want to transfer money to someone else's bank account, there's a wide range of methods that you can use. Some traditional payment methods require the recipient's full name, account number, and routing number, while alternative options only require an email address.

Can you transfer money from one bank to another person's bank?

A wire transfer is one of the fastest ways to transfer money electronically from one person to another through a bank or a nonbank provider such as Wise, formerly TransferWise. For a domestic wire transfer, you'll need the routing number, account number, the name of the recipient and possibly the recipient's address.