Suncoast credit union credit card phone number

Suncoast Keeps Credit Cards Simple

You deserve a credit card with a low rate, no annual fees, and rewards with each purchase. You’ll get all that and more with the Suncoast Rewards Credit Card! It’s easy to apply and start reaping all the benefits and rewards.

Say no to annual fees and yes to exciting rewards!

Save money with low rates and no annual fees or balance transfer fees. Plus, get rewarded every time you use your credit card, with your choice between cash back or rewards points!

Ready to Apply?

All the benefits of a Suncoast Rewards Credit Card are waiting for you! Applying is easy and just a few clicks away.

Get Started

Save Money

Suncoast’s low, fixed rates and no annual fees will help you save money! See how much with our easy-to-use tool.

See Your Savings

Get Rewarded

Choose between cash back and rewards on your credit card purchases. And every swipe of your credit card gives back to local communities, too!

Explore Card Benefits

Becoming a Member is Simple

With just $5, you can open a savings account and become a Suncoast member! It only takes a few minutes to join and to start reaping all the benefits membership has to offer, including applying for our rewards credit card.

BECOME A MEMBER

How to Get Started

Ready to apply for a credit card? It’s easy! Follow the steps below:

I am New to Suncoast

If you’re not a Suncoast member yet, all you have to do is join first, then apply for your Suncoast Rewards Credit Card! A minimum $5 deposit into a share savings account is all it takes to start your membership.

1. Become a Suncoast member
2. Apply for your new Suncoast Rewards Credit Card once you’re a member
3. Save with your new low rate and enjoy your credit card

Become A Member

I am a Suncoast Member

As a Suncoast member, you’re just a few clicks away from applying for a Suncoast Rewards Credit Card.

1. Log in below
2. Apply for your new Suncoast Rewards Credit Card
3. Save with your new low rate and enjoy your credit card

See How Much You Can Save

Total Savings: $00

Earn Rewards

With a Suncoast Rewards Credit Card, you’ll get to take advantage of benefits like:

• No annual fee
• No expiration on rewards
• No fees on balance transfers or cash advances
• No punitive interest rates for late or missed payments
• Low minimum monthly payments — only 2% of balance or $10, whichever is greater
• 0% Liability for Fraud. If fraud does occur, you will not incur losses

*APR = Annual Percentage Rate effective 01/01/2022. Subject to term and credit qualifications. Annual percentage rates may vary. Annual percentage rates may change during loan terms on variable rate products. Membership and/or participation fees may apply. Inquire about specific fees for a product through your credit union.

Visa Credit Cards

From rewards, to balance transfers, to impeccable member service, we have all the great amenities you’d expect from your credit card.

• Compare Credit Cards
• Rewards
• Credit Card Calculator
• Balance Transfers
• Student Credit Card
• Florida College Card
• Security
• How to Apply

• Compare Suncoast Visa Credit Cards

  Suncoast works hard to ensure you’re getting low fixed rates, with lots of extras and no hidden fees – from your first credit card all the way up to Rewards Platinum.

  Members: Log In To Apply

  Not a Suncoast member? Join Now!

Purchase APR*
as low as

Purchase APR*
as low as

Annual Percentage Rate

Cash Advance APR
as low as

Cash Advance APR
as low as

Annual Percentage Rate

Balance Transfer APR
as low as

Balance Transfer APR
as low as

Annual Percentage Rate

Credit Limit

Credit Limit

Rewards Platinum $500 - $50,000

Purchase APR*
as low as

9.900%

Cash Advance APR
as low as

11.900%

Balance Transfer APR
as low as

11.900%

Credit Limit

$500 - $50,000

Rewards Classic Starter $300 - $500

Purchase APR*
as low as

13.900%

Cash Advance APR
as low as

15.900%

Balance Transfer APR
as low as

15.900%

Rewards Student Classic $500

Purchase APR*
as low as

13.900%

Cash Advance APR
as low as

15.900%

Balance Transfer APR
as low as

15.900%

Rewards Share Secured $300 - $5,000

Purchase APR*
as low as

15.900%

Cash Advance APR
as low as

17.900%

Balance Transfer APR
as low as

17.900%

Credit Limit

$300 - $5,000

Additional Information

• Rewards Platinum

  From everyday transactions, to overdraft protection, emergencies, major purchases and everything in between, Suncoast's Rewards Platinum VISA has you covered. And with low interest rates, no annual fees and your choice of rewards, it makes the perfect credit card. 

• Rewards Classic Starter

  When it comes time to choosing your first credit card, Suncoast's here to help. All Suncoast VISA credit cards feature low interest rates, no annual fees and your choice of rewards. 

• Rewards Student Classic

  This special credit card was designed exclusively for students attending two or four-year accredited colleges or universities. The Rewards Student Classic VISA makes a great first credit card for students. 

• Rewards Share Secured

  The Rewards Share Secured credit card lets you pledge your share savings or share certificate account to secure your VISA — making it the ideal card for members without established credit or who have past credit challenges.

Why Suncoast

Suncoast answers exclusively to our members and, because we’re not for profit, we’re able to offer benefits that banks don’t. Here are just a few:

• Low fixed interest rates
• No annual fees or any hidden fees
• Rewards for you and your community
• Your interest rate is determined by your credit score — and it doesn’t change if you miss a payment.

Tap to pay and be on your way!

Our amazing credit card just got even better! Enjoy all of the features you love plus touch-free pay options so you can securely pay for purchases without touching the card reader.

It’s a simple, fast and safe way to pay!

How do contactless credit cards work?

1. Look

2. Tap

3. Go

Contactless card technology allows you to pay without touching, inserting, or swiping your credit card. Simply look for the contactless symbol on the checkout terminal, then hold your card a few inches away from the reader to pay for your purchase.

Want to learn more about contactless credit cards? Check out our frequently asked questions.

Mobile Pay Available for Your Credit Cards

We offer mobile pay options including Apple Pay, Android Pay and Samsung Pay. These apps are easy to use, secure and accepted in millions of stores across the country. Go to our mobile pay page to learn more.

Check out our credit card interest rates and fees for yourself. Additional features you’ll get with Rewards Platinum, Rewards Classic Starter, Rewards Student Classic, and Rewards Share Secured at Suncoast include

• No annual fee
• No expiration on rewards
• No fees on balance transfers or cash advances
• No punitive interest rates for late or missed payments
• 25-day interest-free grace period on all new purchases
• Cards for additional users at no extra charge
• ID Navigator powered by NortonLifeLock and Visa
• Free common carrier travel insurance when you purchase plane tickets with your card

• Use your Suncoast Visa contactless card to stay safe with a no-touch interaction while paying at any contactless-enabled terminal
• 24/7 online or telephone access for cash advances, inquiries, and payments
• Low minimum monthly payments — only 2% of balance or $10, whichever is greater
• 0% Liability for Fraud. If fraud does occur, you will not incur losses
• Visa Account Updater (VAU), which will automatically update your cardholder data with participating merchants when your card information changes, including recurring payments and card-on-file relationships