What credit card can you use with cash app

To send money with your credit card, add it through your account settings

Published on October 12, 2022

Table of Contents Show

To send money with your credit card, add it through your account settings
What to Know
How to Link a Credit Card to Cash App
How to Send Money With a Credit Card on Cash App
Can You Use a Credit Card With Cash App?
Check out the products mentioned in this article:
You can't use a prepaid card on Cash App — here's how to add a bank account or accepted card
Related coverage from How To Do Everything: Tech:
How to change your Cash App PIN on an Android or iPhone
How to unlink and delete your Cash App account on your iPhone
'Can you send money from PayPal to Cash App?': Not directly, but you can use your bank account — here's how
How to update your Venmo profile information on desktop or mobile
'Can you transfer money from Venmo to PayPal?': Not directly, but you can use your bank account — here's how
Why can't you use a credit card on cash App?
Can you send money through cash app with a credit card?

What to Know

Select your profile image: Linked Banks > Link Credit Card.
You're charged a 3% fee when you send money from a credit card.
You can't receive money on a credit card. Use your bank to send and accept cash for free.

This article explains how to add a credit card to your Cash App account so you can use it to send money.

How to Link a Credit Card to Cash App

Use the Linked Banks area of the app to add a credit card.

Tap your profile image at the top to open your account settings.
Choose Linked Banks from the list.
Select Link Credit Card.
Enter your credit card details in the spaces provided, and then press Next.
You'll see a confirmation screen briefly, and then you'll be taken back to your linked banks, now with your credit card listed as well.

Cash App supports cards from Visa, MasterCard, American Express, and Discover.

How to Send Money With a Credit Card on Cash App

If you have a credit card, debit card, and bank account all set up in your account, you might wonder which one Cash App will use when you send someone money. It's easy to pick the specific funding source you want to use for each transaction.

Here's how to send money with your credit card:

Enter the amount you want to send, and then tap Pay.
Pick the recipient(s) who should receive the money.
Tap the amount you're sending, located at the top of the app.
Choose your credit card from the list.
Tap Pay to send money from your credit card.

Can You Use a Credit Card With Cash App?

Following the above steps should let you send money from your credit card. However, there are some things to know if those directions don't work or if you're unsure how Cash App uses your credit card.

You must add a debit card to your account before you can send cash with a credit card. Doing that is nearly identical to the steps above.
You can not fund your Cash App balance with a credit card. A debit card is used for that.
You can not cash out to your credit card. Instead, Cash App offers standard deposits to your bank account and Instant Deposits (subject to a fee) to your debit card.
A 3 percent charge is added to the payment total when you send money from a credit card. This fee is calculated in real-time, so you'll see the total amount before you're charged.

FAQ

Why can't I add a credit card to the Cash App?

If you can’t link a card on Cash App, make sure you're connected to a network and double-check the information you entered including the card expiration date. If you still have trouble, update Cash App and try again.
How do I remove a credit card on Cash App?
To remove a credit card on Cash App, tap your Profile icon > Linked Banks, select your card, then tap Remove Card.
How do I delete my Cash App account?
To delete your Cash App account, move all funds out of your account, then tap the Profile icon > Support > Something Else > Account Settings > Close Your Cash App Account. Delete the app from your phone once your account is closed.

Thanks for letting us know!

Get the Latest Tech News Delivered Every Day

You currently can't use a prepaid card on Cash App to add funds to your account.
Cash App accepts linked bank accounts and credit or debit cards backed by Visa, American Express, Discover, or MasterCard.
Visit Business Insider's homepage for more stories.

Cash App makes it easy for peer-to-peer money transactions, but said transactions can't come from just any payment method. At this time, for example, Cash App does not allow you to use a prepaid card to add funds to your account.

Instead, you need to use a bank account or a debit or credit card backed by either Visa, American Express, MasterCard, or Discover.

Check out the products mentioned in this article:

iPhone 11 (From $699.99 at Best Buy)

Samsung Galaxy S10 (From $899.99 at Best Buy)

You can't use a prepaid card on Cash App — here's how to add a bank account or accepted card

1. Open the Cash App on your iPhone or Android and tap on the icon at the bottom-left corner of the screen (it looks like a building).

Tap the building logo. Steven John/Business Insider

2. Tap "Add Bank" and then enter your debit card information to add the card and your linked bank account.

Tap "Add Bank." Steven John/Business Insider

3. If you don't have a debit card (or don't have it handy) you can tap "No Card?" and then select your bank from the list supplied, or by searching for it by name. You will then be prompted to enter the same username and password that you use for the bank's site.

Once a bank is linked to your Cash App, you will then get the option to add a credit card in the same place that you added your bank or debit card. Steven John/Business Insider

After adding a bank account or debit card to the app, you can then add a credit card or another regular (non-prepaid) debit card to your Cash App account.

How to change your Cash App PIN on an Android or iPhone
How to unlink and delete your Cash App account on your iPhone
'Can you send money from PayPal to Cash App?': Not directly, but you can use your bank account — here's how
How to update your Venmo profile information on desktop or mobile
'Can you transfer money from Venmo to PayPal?': Not directly, but you can use your bank account — here's how

Steven John

Freelance Writer

Steven John is a freelance writer living near New York City by way of 12 years in Los Angeles, four in Boston, and the first 18 near DC. When not writing or spending time with his wife and kids, he can occasionally be found climbing mountains. His writing is spread across the web, and his books can be found at www.stevenjohnbooks.com.

Why can't you use a credit card on cash App?

Some cards may require a fee to be linked to Cash App, in which case the application will not allow you to link and use this card as a payment method. Another scenario when the card cannot be linked is when you enter the wrong card details. Even the smallest typo may prevent you from adding the card.

Can you send money through cash app with a credit card?

Cash App does allow you to link credit cards to your account and use those cards to make purchases or transfer money. When you use a credit card with Cash App, you'll pay a 3 percent fee on the transaction.