Anthem blue cross blue shield hormone replacement therapy

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Testosterone, Injectable


Policy: Testosterone, Injectable
Policy Number: ING-CC-0026
Last Update: 2021-10-25

Youth Services:

Testosterone injection are considered medically necessary for transgender individuals who meet ALL the following criteria:

  1. Individual is 16 years of age or older; and
  2. Individual has a diagnosis of gender dysphoria/incongruence or gender identity disorder; and
  3. The goal of treatment is female-to-male gender reassignment.

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Updated on Nov 11, 2021

Virtually all major insurance companies recognize that transgender-related medical care is medically necessary and have a written policy describing their criteria for when plans they administer will cover it. Below is a list of such policies.

The fact that an insurance company is listed below does not mean that your particular plan will follow these guidelines. You must look to your individual policy to determine if transgender care is covered or excluded. Only if it is covered will the policies below apply.

Medical policies are frequently updated. Please contact us if your company's policy is not listed or is out of date.

Aetna

AllWays Health Partners

Ambetter Peach State Health Plan (Centene Corporation)

Ambetter from Buckeye Health Plan (Centene Corporation)

AmeriHealth

AmeriHealth Caritas of Florida

AmeriHealth Caritas of Louisiana

AmeriHealth Caritas of New Hampshire

Amerigroup

Amerigroup (Anthem)

Amida Care

Anthem

Anthem Blue Cross (California)

Anthem Blue Cross Blue Shield

Arkansas Blue Cross Blue Shield

Aspirus Arise

Asuris

AvMed

Blue Cross Blue Shield Federal Employee Program

Blue Cross Blue Shield of Illinois

Blue Cross Blue Shield of Kansas

Blue Cross Blue Shield of Kansas City

Blue Cross Blue Shield of Massachusetts

Blue Cross Blue Shield of Minnesota

Blue Cross Blue Shield of Montana

Blue Cross Blue Shield of New Mexico

Blue Cross Blue Shield of North Carolina

Blue Cross Blue Shield of North Dakota

Blue Cross Blue Shield of Oklahoma

Blue Cross Blue Shield of Rhode Island

Blue Cross Blue Shield of Tennessee

Blue Cross Blue Shield of Texas

Blue Cross Blue Shield of Vermont

Blue Cross and Blue Shield of Alabama

Blue Cross and Blue Shield of Florida

Blue Cross and Blue Shield of Nebraska

Blue Cross of Idaho

BlueChoice Healthplan of South Carolina

BlueCross BlueShield of South Carolina

BlueCross BlueShield of Western New York

Boston Medical Center HealthNet Plan / Well Sense

BridgeSpan Health

California

Capital BlueCross

CareAllies

CareFirst BlueCross BlueShield

CareSource

Cigna

ConnectiCare

EmblemHealth - New York

Empire Blue Cross Blue Shield

Empire Blue Cross Blue Shield (Anthem)

Excellus Blue Cross Blue Shield

Fallon Health

GEHA

Gateway Health

Geisinger Health Plan

HMSA

Harvard Pilgrim Health Care

Harvard Pilgrim Health Care (Stride HMO Medicare Advantage)

Hawaii Medical Service Association

Health Net

HealthPartners

Healthy Blue (Louisiana Medicaid)

Highmark Blue Cross Blue Shield (Pennsylvania)

Highmark Blue Cross Blue Shield Delaware

Highmark Delaware

Highmark West Virginia

Horizon Blue Cross Blue Shield of New Jersey

Humana

Husky Health Connecticut (Medicaid)

Independence Blue Cross

Inland Empire Health Plan (IEHP) (Medi-Cal)

Johns Hopkins Healthcare

Kaiser Foundation Health Plan of Washington

Kaiser Permanente Northwest Region

Kaiser Permanente of Northern California

LifeWise

Louisiana Healthcare Connections (Centene Corporation - Medicaid)

Medi-Cal

Medica

Medical Mutual

Medicare

Minnesota Health Care Programs

Moda Health Plan

Molina Healthcare

Neighborhood Health Plan of Rhode Island

Network Health

New York

Northeastern New York

Optimum HealthCare, Inc.

Oregon Health Authority (Oregon Health Plan)

Oscar

Palmetto

Paramount

Premera Blue Cross

Presbyterian

Prestige

Prestige Health Choice

Priority Health

Providence Health Plans and Providence Health Assurance

QualCare

Regence

Select Health of South Carolina

Tufts Health Plan

UPMC Health Plan

UniCare (Anthem)

Uniform Medical Plan Uniform Medical Plan (Washington State Health Care Authority)

UnitedHealthcare

UnitedHealthcare Oxford

UnitedHealthcare West

UnitedHealthcare of California

Univera Healthcare

University Health Alliance

Visiant (Medicare Advantage Medical Policy for Premera Blue Cross)

WEA Trust

WPS Health Insurance | Arise Health Plan

WellCare

WellPoint - UniCare

Wellmark Blue Cross Blue Shield

How do I get approved for HRT?

To start HRT, you will need 1 referral letter from a licensed mental health provider that addresses the WPATH Standards of Care guidelines. What are my next steps to start HRT? 1. Meet with your licensed mental health provider to obtain a referral letter and sign a Release of Information Form for them.

How much does HRT cost FTM?

On average, hormone replacement therapy (HRT) for gender affirmation can cost anywhere from $30-$100 a month for individuals without health insurance.

Does United Healthcare cover hormones?

Hormones injected by a medical provider (for example hormones injected during an office visit) are covered by the medical plan. Benefits for these injections vary depending on the plan design. Oral and self-injected hormones from a pharmacy are not covered under the medical plan.

Does Medi cal cover hormone replacement therapy?

It may not include all available services. Hormone therapy is a covered benefit under Medi-Cal when medically necessary to treat gender dysphoria, and should be available regardless of whether the beneficiary has Fee-for-Service (FFS) or is enrolled in a Medi-Cal Managed Care Plan (MCP).