Delta community credit union home equity line of credit


Home Equity Line of Credit (HELOC)

We can show you how to benefit from your home’s equity!! Apply for a Home Equity Line of Credit* today at any Delta Bank location.

A HELOC differs from a conventional home equity loan in that the borrower is not advanced the entire sum up front, but uses a line of credit to borrow sums that total no more than the credit limit, similar to a credit card. The line of credit may be used for any number of services or purchases. Here are a few examples:

  • Vacation
  • Education Expenses
  • Remodeling
  • Consolidate Credit Cards
  • Vehicle Purchases
  • Medical Expenses

*Subject to credit approval.

Call us today for more information about a Home Equity Line of Credit (confidential and no obligation):

Compare home equity line of credit (HELOC) rates in Georgia

(Last Updated: 11/03/2022)

  1. Georgia
  2. Home Equity Line of Credit
Advertiser Disclosure

Home Equity Lenders

APR

Rate

Initial Draw

Contact details

New American Funding

Last Updated: 11/04/2022

NMLS ID: 6606

Cash-Out and Home Equity Options Available.

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Conditions:
Cash-Out and Home Equity Options Available.

  • Home Improvement, Buy a Vacation Home
  • 222k+ positive reviews, A+ rating from the BBB
  • Pay off higher interest rate credit cards, Pay college tuition
  • 100% online mortgage application available

Bethpage Federal Credit Union

Last Updated: 10/31/2022

Equal Housing Lender

NMLS ID: 449104

5.740% Intro APR
6.750% After Intro PeriodIntro Period: 12 months
6.750% Rate $25,000 Min. Initial Draw Amount

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Conditions:
Home Equity rates and terms are subject to change without notice. All offers of credit are subject to credit approval; applicants may be offered credit at higher rates and other terms. Loan-to-value restrictions apply. Hazard insurance is required on all loans secured by real property; flood insurance may also be required. No closing costs on new HELOCs up to $500,000. The borrower will have an increased APR rate if the borrower does not (i) take an advance of $25,000 and maintain this balance for 12 months, and (ii) have automatic transfers from any Bethpage personal savings or checking account for the monthly HELOC payment. Published rates and terms based on primary homes. Home Equities not offered in TX. $5.00 minimum share account required. Membership conditions apply.

  • Rates as low as 5.74%.
  • Prime Rate as of 9/23/2022=6.25% (Wall Street Journal).
  • No application or closing costs
  • Flexible credit - only pay for what you use

AimLoan.com NMLS#2890

Last Updated: 11/04/2022

NMLS ID: 2890

Home Equity Loan - 15 Year Fixed Rate

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Conditions:
24 Years’ Experience Winner BBB Torch Award for Ethics Licensed in all 50 states NMLS #2890 View Rates and Apply Online: 24/7 Speak to a Loan Officer: Mon-Fri 7:30-5:00 PT

  • Home Equity Loan - 15 Year Fixed Rate
  • No Appraisal Required
  • Close in 10 Days
  • View Rates and Apply Online 24/7

Third Federal Savings and Loan

Last Updated: 10/31/2022

Equal Housing Lender

NMLS ID: 449401

5.490% APR 5.490% Rate $0 Min. Initial Draw Amount

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Conditions:
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com.

  • Third Federal rate are typically 20% lower than other leaders
  • Guaranteed Lowest Rate
  • No closing costs, prepayment penalties, or minimum draw requirements
  • 10 year draw period

Associated Credit Union

Last Updated: 10/31/2022

NMLS ID: 401922

6.250% APR 6.250% Rate $0 Min. Initial Draw Amount

Delta Community Credit Union

Last Updated: 10/31/2022

NMLS ID: 401141

6.000% APR 6.000% Rate $0 Min. Initial Draw Amount

First Citizens Bank

Last Updated: 10/31/2022

NMLS ID: 423184

6.740% APR 6.740% Rate $0 Min. Initial Draw Amount

Truist Bank

Last Updated: 10/31/2022

NMLS ID: 399803

5.550% Intro APR
6.550% After Intro PeriodIntro Period: 12 months
6.550% Rate $0 Min. Initial Draw Amount

Fifth Third

Last Updated: 10/31/2022

NMLS ID: 403245

6.850% APR 6.850% Rate $0 Min. Initial Draw Amount

HSBC

Last Updated: 10/31/2022

NMLS ID: 399799

4.740% Intro APR
7.850% After Intro PeriodIntro Period: 12 months
7.850% Rate $25,000 Min. Initial Draw Amount

Bank of America

Last Updated: 10/31/2022

NMLS ID: 399802

5.990% Intro APR
8.510% After Intro PeriodIntro Period: 6 months
8.510% Rate $50,000 Min. Initial Draw Amount

Regions Bank

Last Updated: 10/31/2022

NMLS ID: 174490

0.990% Intro APR
6.750% After Intro PeriodIntro Period: 6 months
6.750% Rate $0 Min. Initial Draw Amount

Georgia's Own Credit Union

Last Updated: 10/31/2022

NMLS ID: 539379

6.750% APR 6.750% Rate $0 Min. Initial Draw Amount

South State Bank

Last Updated: 10/31/2022

NMLS ID: 401262

3.990% Intro APR
6.250% After Intro PeriodIntro Period: 12 months
6.250% Rate $10,000 Min. Initial Draw Amount

Corporate America Family CU

Last Updated: 10/31/2022

NMLS ID: 456438

6.250% APR 6.250% Rate $0 Min. Initial Draw Amount

Navy FCU

Last Updated: 10/31/2022

NMLS ID: 399807

6.500% APR 6.500% Rate $0 Min. Initial Draw Amount

Washington Trust Bank

Last Updated: 10/31/2022

NMLS ID: 728368

6.750% APR 6.750% Rate $0 Min. Initial Draw Amount

United Community Bank

Last Updated: 10/31/2022

NMLS ID: 421841

5.250% Intro APR
6.750% After Intro PeriodIntro Period: 12 months
6.750% Rate $0 Min. Initial Draw Amount