Is it good to have an american express card

With an American Express® Rewards Card (E.g. American Express® Preferred Rewards Gold Credit Card, 69.2% APR variable), these rewards could be cashback, air miles or rewards points, which you can spend on retail and travel treats as well as other special experiences.

Yes, an American Express card is worth it for people with good or excellent credit scores who want to earn rewards on U.S. purchases that they'll pay for in full by the due date every month. An Amex card may also be worth it for people who want an introductory low-interest period in addition to rewards.

The primary drawback of American Express cards is the fact that they charge companies for the payments that they process. This is because they have their own payment network and don't rely on companies like Visa and Mastercard. This means that some businesses, especially smaller ones, may not accept American Express.

It's generally harder to get an American Express card than it is to get a credit card from many other major issuers simply because all of Amex's credit card offers require good or excellent credit for approval.