American Airlines fans have several credit cards to choose from if they’re looking to earn extra miles with their everyday purchases. The Citi® / AAdvantage® Platinum Select® World Elite Mastercard® is one that offers some significant perks and bonuses for very little work on the cardholder’s part. With a low annual fee, free checked bag privileges, and bonus miles for dining out and getting gas, this card definitely deserves some consideration. Show
Here is a closer look at what the Citi / AAdvantage Platinum Select World Elite Mastercard offers American Airlines customers. This card is a great fit for those who want a way to quickly and consistently earn miles with the purchases they make every day. It’s also good for customers who want a large welcome bonus from their airline card and a low annual fee. Because this card earns American Airlines miles, also known as AAdvantage Miles, you’ll want to make sure you fly with the airline at least occasionally so you can use the rewards you earn. The card’s other perks, such as free checked luggage or preferred boarding, are also only good on the airline, so if you rarely fly with American you may not get much use from those benefits. This card typically requires excellent credit for approval, so applicants with healthy credit may have a greater chance of success. Card basics
Citi / AAdvantage Platinum Select World Elite Mastercard benefits and perks
Drawbacks to this card
Earning & redeeming Aadvantage MilesPotential earnings in years one and twoHere's a look how your AAdvantage miles can add up with the Citi / AAdvantage Platinum Select World Elite Mastercard. To calculate these values, we used a point valuation of 1 cent per mile. Remember, this is an estimation. The actual value will be determined by how much you spend and in which categories you spend. Year one earnings: $859 Year two earnings: $260 These values are based on the FinanceBuzz Credit Card Rewards Valuation Model which takes a look at points earned via spending, the sign-up bonus, and the annual fee. If you are able to use the various credit and travel perks that come with this card, you'll experience far more earnings. In addition, the "travel" spending used to calculate these numbers did not include any American Airlines spending or spending with their partner airlines. Of course, with this card you are likely to book with American and its hospitality partners. So your earnings in your first year and second year would potentially be much higher than what is projected here. Best ways to earnEarning miles is easy with the Citi / AAdvantage Platinum Select World Elite Mastercard. When you use your card at gas stations, restaurants, and eligible American Airlines purchases, you get 2X miles per dollar spent. Those are common spending categories for many families, so you could earn miles quickly depending on your budget. For all other eligible purchases, you’ll get 1X per dollar spent.
Maximizing your redemptionsThe ease of redeeming miles is certainly a big plus with the Citi / AAdvantage Platinum Select World Elite Mastercard. American Airlines has flexible fare options as low as 7,500 miles each way, which makes earning enough miles to get free or discounted airfare pretty easy. To really score a deal, however, try to have flexible travel dates. If you can travel on cheaper days (typically mid-week) you could stretch your miles further. However, it’s the other perks that come with this card that really deliver the value. First is the free checked bags on American Airlines flights. This can save you at least $60 on a roundtrip domestic flight, were you to need a bag bigger than a carry-on. If you’re a frequent flyer, this can really add up for you. You’ll also get preferred boarding, which places you behind priority boarding passengers but before economy tickets, so you’ll also save some time — and get more access to those overhead bins! — because of your card privileges. Citi / AAdvantage Platinum Select World Elite Mastercard FAQsYou’ll need an excellent credit score to qualify for a Citi / AAdvantage Platinum Select. Generally speaking, any score that is at least a 700 or above is considered good. If
your score is 800 or above, you have an excellent score. Yes. Citibank has a policy that allows cardholders to request upgrades and downgrades to their existing cards. Some cardholders may also be invited by Citi to upgrade their card. If you haven’t been given such an invitation, contact customer service to see if you’re eligible to upgrade your card and what is involved with making that change. Your
creditworthiness and other factors will likely be considered. How much does it cost to check a bag on American Airlines?These charges depend on where you’re traveling to and the size of your bag. The following are rates for bags that meet standard size and weight regulations when flying domestically:
Which American Airlines credit card is best?Your individual needs and how you spend and travel will determine which American Airlines credit card is best for you. American has a variety of credit card offers choose from, which makes doing your research before applying very important if you’re looking to get a card that works for you. American Airlines also offers the CitiBusiness® / AAdvantage® Platinum Select® Mastercard® for business owners looking to earn miles on work-related travel. Other cards to considerIf it’s sounding like the Citi / AAdvantage Platinum Select World Elite Mastercard isn't the best airline credit card or travel card for you, here are two other card offers to consider. The AAdvantage® Aviator® Red World Elite Mastercard® is very similar to the Citi card, but has some significantly upgraded perks. First is a larger welcome offer: Earn 60,000 bonus miles after you make your first purchase in the first 90 days and pay the annual fee. You can also earn a $99 companion fare certificate after making one purchase and paying the annual fee within the first 90 days. You'll also enjoy statement credits like 25% off in-flight food or beverage purchases and $25 per year toward in-flight WiFi. The Chase Sapphire Preferred® Card is an overall great travel credit card that delivers perks and benefits beyond one single airline. It has a welcome offer of 60,000 points after you meet the spending requirement of $4,000 within the first 3 months after account opening. That’s worth $750 in travel, not to mention extra savings when you book travel, hotel, or car rental reservations through Chase Ultimate Rewards. Author Details
Robin Kavanagh Robin is a freelance writer who lives on the South Carolina beach. She has spent the last 20 years writing about all kinds of topics for publications such as The New York Times, Yes! Magazine, Next Tribe, Parenting, and various trade magazines. On FinanceBuzz.com, you’ll find her mostly writing about smart ways to use credit cards, navigating personal loans, how to save when traveling, and ways to improve your financial health. What credit score do you need for a AAdvantage Citi card?A FICO® Score of 670 or higher is recommended to qualify for the Citi® / AAdvantage® Platinum Select® World Elite Mastercard®. This airline card is aimed at consumers with good to excellent credit. Your credit score isn't the only factor that Citi looks at when you apply, but it's one of the most important.
Is the AAdvantage card hard to get?An AAdvantage card is hard to get if you do not have good or excellent credit. Applicants with a credit score of 700 or higher will have good odds of getting approved for an AAdvantage credit card, provided they have enough income to afford monthly bill payments.
What's the easiest Citibank card to get approved for?The easiest Citi card to get is the Citi® Secured Mastercard® because it is the only one that will accept applicants with limited credit (less than 3 years of credit history). This card requires a $200 refundable security deposit but has a $0 annual fee.
How hard is it to get approved for a Citi Rewards Card?Citi doesn't publish specific credit scores needed to be accepted for its cards. But, you'll usually need an excellent credit score of around 760* to be approved for a rewards credit card such as the Citi Rewards+.
|